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More than just home loans

FinTech-Ecosystem-Map-2000-width

Fintechs - (under construction)

The changing face of business finance

As the major banks have focussed predominantly on residential lending and withdrawn from lending to SMEs, they've created a market space for a plethora of new lenders, each with their own niche. Often cast as "disruptors" - they're just a natuaral progression in the finance indusry - just as the mortgage managers were in the 80s and 90s.

Do they have a place in business finance? -  Definitely.

Wiill they survive long term? - some will, others will fall by the wayside. Still others will be taken over by the banks.   

Where do they fit?

What are the benfits?

What are the downsides?

  • Needs based lending

    • Most focus on one, possibly two aspects of finance
    • Target different busine
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  • Advantages - Speed to market

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  • How much will they cost?

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  • Understand the rules

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** Fintech marketplace roadmap courtesy of KPMG