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Business Finance Specialists

Interest Rates & Borrowing Requirements


  • Comment

    Dollarphotoclub_71961297

    Australian interest rates are at a historical low. This is part of a world wide phenomenon. Australian banks borrow a large percentage of the funds they lend out from overseas sources.

    This makes our economy and interest rates very susceptible to the impact of events overseas. The immediate impact of a shock to the world economy could be a sudden spike in rates.

    Ignore the government spin -  the economy has slowed dramatically and things are not going to look up in the short term. 

    Comparing lending products purely on the basis of interest rate can be very misleading. With the raft of recent changes to lending guidelines there is now considerable variation in assessment standards, and the differential amount that can be borrowed can be quite significant.


  • Residential Rates - Indicative

    Rates 1

    The interest rates shown are indicative only for a loan of $500,000  over a nominal term of 30 years and are subject to lenders fees, terms and conditions.The rates are from a number of lenders and may vary without notice.

     


  • Commercial Property - Purchase, refinance or business purposes

    Commercial 1

  • Unsecured business loans

    Unsecured

  • Invoice / Debtor Finance

    Discount